A route table contains 0.0.0.0/0 to a firewall and 10.20.0.0/16 to another next hop. A packet is destined for 10.20.4.7. Which destination prefix is selected first?

1. 10.20.0.0/16
2. 0.0.0.0/0
3. Neither route because the prefixes overlap
4. The route created most recently